1. Update All Websites

After you've added all the accounts you want to monitor in Monesafe, the rest is simple. Click on Update All Websites, and all of the transactions since your last update will display in the Transaction Monitor for you to look at. You can also choose auto update by checking the box on the login page.

Top

2. Websites

You manage your websites and accounts here.

The Collapsible Title Bar
To display or hide websites, click on the title bar.

Above: collapsed.
Below: expanded. The websites you've added are displayed alphabetically, along with the number of accounts in each of them and the time of its most recent update.

The listed websites: Each is a clickable link. Click on it, and you get a list of your accounts with the institution, its website address (URL), and the following functions:

1. Update: To have the most recent transactions downloaded and displayed for your viewing. Monesafe does it automatically with the existing accounts.  
2. Auto Login: To automatically access the website via the secure Monesafe path.
3. Edit Site/Login Info: To make changes to your bank's URL, password, or account info. Follow the steps as you would add a new account. (see also FAQ)
4. Move Site to Trash: To take an institution off the list. To permanently delete the institution, click on Trash, highlight the institution and click on Expunge.
The listed accounts: Each is also a clickable link. Click on an account for details and history of the account, such as past transactions and balances. Click on Auto Log In to automatically access the account.



Top

Adding a website
To use Monesafe, the first thing is to add website(s) that hold the account(s) you wish to monitor. (Obtaining a user name and password for online banking from your financial institution is a prerequisite for taking the following steps.)     

1. Click on Add Website to bring up the screen below. Enter the name of the website or click on the alphabet to get the website address (URL). If the URL of your website is not available, click Search for URL to do a Google search. 
   
   


2. Click Next, and you're at your bank's website via Monesafe's secure connection.
   
   


3. Log in to your account(s) on the website. (All your personal and accounts information is encrypted and secure in Monesafe and can be seen only by you on your computer.)
4. Go to a Transactions or Activity page for each of the accounts. After you've visited the transactions pages of all your accounts, click to bring up the summary page.
   
   
5. *Click Finish. Your account(s) will be added to Monesafe, and you'll be back to Monesafe's main screen to view the new transactions in Transaction Monitor.

After a website is added to Monesafe, you can update your account(s) by clicking on Update All Websites or by choosing automatic update.

You have to repeat the above steps only if you've changed your user name or password or other login information for your accounts.

*If you know Monesafe has not found all your accounts and transactions on this site, you can click on Report Problem Site to send that page to our tech support staff so we can fix it. (Currently Monesafe does not monitor investment accounts.)  

Top

Deleting an existing website or account
To delete a website you no longer want in Monesafe, first click on the item and then on Move Site to Trash.

Trash
The websites and accounts you've deleted are stored in Trash. To reinstate an account or a website, highlight the item and click Undelete. To delete an item permanently, click on Expunge!.

Top  

3. Transaction Monitor

Newly Downloaded Transactions: Look out for suspicious activity here!
The transactions listed in this area are the ones you haven't looked at before. First-time (i.e., unknown to the Monitor) payees are highlighted with red little icons for your special attention. The date, $ amount, and payee information of each transaction are also displayed.



Older Transactions (Last 45 days)
The downloaded transactions stay in the Monitor for 45 days, except for the bookmarked ones, which are displayed all the time.

The listed transactions: Each is a clickable link. Click on it, and you get details about the transaction, including the type of transaction, the institution that holds the account and account balance.

• Bookmark: Click on it to highlight an important transaction. The bookmarked transactions will be displayed in the Monitor even when they are older than 45 days.
• Contact Institution: Click on it to report a fraudulent transaction. Early detection and quick action save money, time and lots of headache.
View Bookmarks: To display in one place all the transactions you've bookmarked.

• Transactions older than 45 days: They are stored as part of the history of your accounts. To look up an old transaction, go to Websites and click on the account in which the transaction was made. A list of past transactions in the account will appear. 

Top

4. News & Alerts

Low balances, bills due, approaching credit limit and new upgrades are displayed here.

• Details: Appears after low balances and credit limits. Click on it to look up all past transactions in an account.
• Log In: Appears after bills due. Click on it to pay bills online through the secure Monesafe path.
• Links: Outside links for reporting fraud and/or requesting a free annual credit report from the three credit bureaus. 

 

5. Anti-Phishing

Monesafe checks URLs against the FDIC/NCUA database of approximately 16,000 financial institutions in the U.S. and gives warning if a link you enter is not found in the data base. This is especially important in fighting phishingers, who usually sends out emails with fake links to steal personal information from customers.

A link that is not a financial institution is also invalidated, as shown in the screenshot below. A valid URL will lead you directly to the financial website.

 

Top